I just found out, since moving (and thus changing the branch of the pharmacy that I use) that for the entire last year I was paying copays on all of my mental health-related meds when I was supposed to be getting all of them for free between my Medicare and Medicaid. This is only true for psych meds–meds for physical conditions I do have to pay a copay for that Medicaid will not cover.
Anyway, the point is, when added all up, its about $70. Now, in my book, that is a chunk and I could do a lot with that chunk. But on the other hand, if I need to physically interface with my alternate second payer for mental health meds (aka Magellan), that could be enough to drag me back down and drown me. So, I don’t know how much work it will be, how many forms they will ask for, or how long it will take. And I really don’t know if they will be pleasant to deal with either. I do tend to have defensiveness and hostility issues when trying to get something from someplace that should make it right, but doesn’t want to, with me. And this amount is just right on the cusp, I could go either way. It’s enough to be a good chunk that I could really use, but if I’m gonna turn into a screaming mimi because of attitude by the reps, or because of the paperwork, or because of how long it could take, I don’t want to get myself so frustrated and out of joint that I go off the deep-end either.